In hindsight, 2020 taught us that nothing can be taken for granted. 2021 is not off to a much better start. The uncertainty about the future may continue for some time. This is not about just freedom to gather, travel, or dine in an indoor setting; it is about basic survival, as in a steady income. Countless businesses are not only in limbo, but have closed for good due to restrictions, leaving many in debt and destitute. Yet to this day, the debate still lingers on the abstract concept of what is an "essential business." Some people gladly declare that gyms, restaurants, small boutiques, etc. are "non-essential'' and should therefore remain closed indefinitely. What these folks fail to understand is that ALL these businesses are essential to their owners, who have invested all their savings, time, and toil into these ventures and are their only source of income. Not to mention, the employees of these businesses are now rendered jobless. Therefore, financial independence is now more important than ever before.
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